Analytics, not advice. Rankings and scores describe past performance and are not recommendations.

Top Retirement Funds in India — ranked by FundScore

Retirement funds are solution-oriented schemes with a lock-in of 5 years or until retirement age, whichever is earlier. Most offer aggressive, moderate and conservative plans so the equity-debt mix can be stepped down as retirement approaches.

The ranking below is a published-formula percentile within this SEBI category (consistency, recency and volatility of returns) — refreshed daily from public AMFI NAV data. It describes past performance; it is not a recommendation to buy or sell.

Funds shown
25
Top of the category by FundScore
Median 1Y return
7.86%
Across the funds shown
Median expense ratio
0.72%
Direct plans, across the funds shown
Top 25 retirement funds
Sorted by FundScore percentile within the category. Click any fund for NAV history, rolling returns and holdings.
#FundFundScore1Y3Y5YExpenseAUM
1ICICI Prudential Retirement Fund - Pure Equity - Direct Plan - IDCW Option
ICICI Prudential Mutual Fund
strong · p100
11.45%22.56%20.83%0.65%
2ICICI Prudential Retirement Fund - Pure Equity - Direct Plan - Growth Option
ICICI Prudential Mutual Fund
strong · p99
11.44%22.56%20.84%0.65%
3ICICI Prudential Retirement Fund - Pure Equity - Growth Option
ICICI Prudential Mutual Fund
strong · p98
9.98%20.89%19.20%
4ICICI Prudential Retirement Fund - Pure Equity - IDCW Option
ICICI Prudential Mutual Fund
strong · p97
9.94%20.89%19.20%
5ICICI Prudential Retirement Fund - Hybrid Aggressive - Direct Plan - IDCW Option
ICICI Prudential Mutual Fund
strong · p96
11.84%20.07%16.43%0.65%
6ICICI Prudential Retirement Fund - Hybrid Aggressive - Direct Plan - Growth Option
ICICI Prudential Mutual Fund
strong · p95
11.81%20.08%16.42%0.65%
7Aditya Birla Sun Life Retirement Fund-The 30s Plan-Direct Growth
Aditya Birla Sun Life Mutual Fund
strong · p94
16.35%17.56%13.46%0.97%
8ICICI Prudential Retirement Fund - Hybrid Aggressive - IDCW Option
ICICI Prudential Mutual Fund
strong · p93
10.27%18.38%14.79%
9ICICI Prudential Retirement Fund - Hybrid Aggressive - Growth Option
ICICI Prudential Mutual Fund
strong · p92
10.27%18.36%14.80%
10Aditya Birla Sun Life Retirement Fund-The 30s Plan-Regular Growth
Aditya Birla Sun Life Mutual Fund
strong · p91
14.82%16.02%11.90%
11Tata Retirement Savings Fund- Progressive Plan -Direct Plan-Growth Option
Tata Mutual Fund
strong · p90
8.78%15.32%12.27%0.55%
12Tata Retirement Savings Fund- Moderate Plan -Direct Plan-Growth Option
Tata Mutual Fund
strong · p89
8.52%14.33%11.99%0.58%
13ICICI Prudential Retirement Fund - Hybrid Conservative - Direct Plan - Growth Option
ICICI Prudential Mutual Fund
strong · p88
7.86%10.99%9.24%0.79%
14ICICI Prudential Retirement Fund - Hybrid Conservative - Direct Plan - IDCW Option
ICICI Prudential Mutual Fund
strong · p87
7.85%10.99%9.24%0.65%
15SBI Retirement Benefit Fund - Aggressive Hybrid Plan - Direct Plan - Growth
SBI Mutual Fund
strong · p86
6.79%11.34%12.63%1.13%
16SBI Retirement Benefit Fund - Aggressive Hybrid Plan - Direct Plan - Income Distribution cum Capital Withdrawal Option (IDCW)
SBI Mutual Fund
strong · p85
6.79%11.34%12.62%0.97%
17Aditya Birla Sun Life Retirement Fund-The 40s Plan-Direct Plan-Growth
Aditya Birla Sun Life Mutual Fund
strong · p84
6.00%12.69%10.29%0.95%
18Tata Retirement Savings Fund- Moderate Plan-Regular Plan-Growth Option
Tata Mutual Fund
strong · p83
7.04%12.75%10.42%
19Tata Retirement Savings Fund - Progressive Plan -Regular Plan-Growth Option
Tata Mutual Fund
strong · p82
7.24%13.66%10.62%
20ICICI Prudential Retirement Fund - Hybrid Conservative - Growth Option
ICICI Prudential Mutual Fund
strong · p81
6.57%9.73%8.03%
21ICICI Prudential Retirement Fund - Hybrid Conservative - IDCW Option
ICICI Prudential Mutual Fund
strong · p80
6.57%9.73%8.03%
22Nippon India Retirement Fund- Wealth Creation Scheme- Direct Plan- Growth Plan - Growth Option
Nippon India Mutual Fund
steady · p79
2.68%13.60%12.92%0.86%
23Nippon India Retirement Fund- Wealth Creation Scheme- Direct Plan-Growth Plan- Bonus Option
Nippon India Mutual Fund
steady · p78
2.68%13.60%12.92%0.85%
24Axis Retirement Fund - Dynamic Plan - Direct Growth
Axis Mutual Fund
steady · p77
3.23%14.10%10.22%1.37%
25Aditya Birla Sun Life Retirement Fund-The 50s Plan-Direct Plan-Growth
Aditya Birla Sun Life Mutual Fund
steady · p76
6.51%8.92%7.41%0.54%
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