Analytics, not advice. Rankings and scores describe past performance and are not recommendations.
Top Credit Risk Funds in India — ranked by FundScore
Credit risk funds must invest at least 65% in corporate debt rated AA or below, earning higher yields as compensation for genuine default risk. The category's 2018–2020 credit events showed the downside is real — these are the riskiest mainstream debt funds.
The ranking below is a published-formula percentile within this SEBI category (consistency, recency and volatility of returns) — refreshed daily from public AMFI NAV data. It describes past performance; it is not a recommendation to buy or sell.
Funds shown
25
Top of the category by FundScore
Median 1Y return
7.09%
Across the funds shown
Median expense ratio
0.67%
Direct plans, across the funds shown
Top 25 credit risk funds
Sorted by FundScore percentile within the category. Click any fund for NAV history, rolling returns and holdings.
| # | Fund | FundScore | 1Y | 3Y | 5Y | Expense | AUM |
|---|---|---|---|---|---|---|---|
| 1 | BANK OF INDIA CREDIT RISK FUND Bank of India Mutual Fund | strong · p93 | 16.12% | 9.86% | 27.37% | 0.51% | — |
| 2 | BANK OF INDIA CREDIT RISK FUND Bank of India Mutual Fund | strong · p92 | 15.64% | 9.45% | 26.94% | 0.51% | — |
| 3 | DSP Credit Risk Fund DSP Mutual Fund | strong · p91 | 10.10% | 16.23% | 13.12% | 0.40% | — |
| 4 | DSP Credit Risk Fund DSP Mutual Fund | strong · p90 | 9.22% | 15.33% | 12.22% | 0.40% | — |
| 5 | Aditya Birla Sun Life Credit Risk Fund Aditya Birla Sun Life Mutual Fund | strong · p89 | 11.00% | 12.62% | 10.63% | 0.67% | — |
| 6 | Aditya Birla Sun Life Credit Risk Fund Aditya Birla Sun Life Mutual Fund | strong · p88 | 11.00% | 12.62% | 10.63% | 0.67% | — |
| 7 | Aditya Birla Sun Life Credit Risk Fund Aditya Birla Sun Life Mutual Fund | strong · p87 | 10.08% | 11.65% | 9.68% | 0.67% | — |
| 8 | Baroda BNP Paribas Credit Risk Fund -Direct-Growth Option Baroda BNP Paribas Mutual Fund | strong · p86 | 6.91% | 8.32% | 9.29% | 0.68% | — |
| 9 | Invesco India Credit Risk Fund Invesco Mutual Fund | strong · p85 | 7.08% | 9.17% | 8.22% | 0.24% | — |
| 10 | Invesco India Credit Risk Fund Invesco Mutual Fund | strong · p84 | 7.08% | 9.17% | 8.21% | 0.24% | — |
| 11 | Nippon India Credit Risk Fund (Existing Number of Segregated Portfolios - 1) Nippon India Mutual Fund | strong · p83 | 7.12% | 8.61% | 7.73% | 0.60% | — |
| 12 | Nippon India Credit Risk Fund (Existing Number of Segregated Portfolios - 1) Nippon India Mutual Fund | strong · p82 | 6.90% | 8.69% | 7.81% | 0.60% | — |
| 13 | Axis Credit Risk Fund Axis Mutual Fund | strong · p81 | 7.36% | 8.47% | 7.50% | 0.82% | — |
| 14 | ICICI Prudential Credit Risk Fund ICICI Prudential Mutual Fund | strong · p80 | 6.85% | 8.68% | 7.77% | 0.77% | — |
| 15 | Nippon India Credit Risk Fund (Existing Number of Segregated Portfolios - 1) Nippon India Mutual Fund | steady · p79 | 7.25% | 8.14% | 7.21% | 0.60% | — |
| 16 | SBI CREDIT RISK FUND SBI Mutual Fund | steady · p78 | 7.09% | 8.16% | 7.50% | 0.91% | — |
| 17 | SBI CREDIT RISK FUND SBI Mutual Fund | steady · p77 | 7.09% | 8.16% | 7.50% | 0.91% | — |
| 18 | SBI CREDIT RISK FUND SBI Mutual Fund | steady · p76 | 7.09% | 8.16% | 7.50% | 0.91% | — |
| 19 | Baroda BNP Paribas Credit Risk Fund -Regular-Growth Option Baroda BNP Paribas Mutual Fund | steady · p75 | 6.09% | 7.48% | 8.44% | — | — |
| 20 | ICICI Prudential Credit Risk Fund ICICI Prudential Mutual Fund | steady · p74 | 6.18% | 7.97% | 7.07% | 0.77% | — |
| 21 | Nippon India Credit Risk Fund (Existing Number of Segregated Portfolios - 1) Nippon India Mutual Fund | steady · p73 | 6.29% | 7.79% | 6.95% | 0.60% | — |
| 22 | Nippon India Credit Risk Fund (Existing Number of Segregated Portfolios - 1) Nippon India Mutual Fund | steady · p72 | 6.07% | 7.86% | 7.03% | 0.60% | — |
| 23 | HDFC Credit Risk Fund HDFC Mutual Fund | steady · p71 | 6.32% | 7.85% | 6.92% | 1.01% | — |
| 24 | HDFC Credit Risk Fund HDFC Mutual Fund | steady · p70 | 6.32% | 7.85% | 6.92% | 1.01% | — |
| 25 | Axis Credit Risk Fund Axis Mutual Fund | steady · p69 | 6.54% | 7.66% | 6.65% | 0.82% | — |
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