Pricing

Choose your tier.

One free floor. One Pro layer. No upsells, no broker commissions, no tier maze.

7-day Pro trial · no cardcard or UPI · cancel anytime14-day refund on annual
Free
Always
For tracking & learning
₹0/forever

Everything you need to track what you own and see the labels.

  • Portfolio tracking — upload CAS or build manually
  • FundScore label (Strong / Steady / Slipping / Weak)
  • All calculators — SIP, lumpsum, CAGR, EMI, home affordability, rent-vs-buy, life-insurance
  • FreedomAge — when can you stop working?
  • Full fund search, scheme detail and rolling-returns charts
  • Watchlists (up to 10 funds)
  • Side-by-side compare (2 funds)
Start free

no card · no commissions ever

Pro · Monthly
Flexible
Try Pro, no annual commit
₹149/month

Cancel anytime. Switch to annual any time — we’ll prorate.

  • FundScore numerics: percentile, components, peer rank, history
  • Overlap & cost analysis — exit-load + STCG figures for any change you choose
  • Goal Builder — multi-goal planning with stress tests
  • Compare Pro — 4 funds, full holdings overlap, factor breakdown
  • Family — unlimited members, joint goals, shared portfolios
  • Stock-level X-ray of every fund you own
  • Elite Lens — research notes, day-1 access
  • Monthly portfolio report (PDF + audio)

Card or UPI · cancel from settings

Save 33% · best value
Pro · Annual
Most picked
The full research desk
₹1,200/year

= ₹100/mo·saves ₹588 vs monthly

  • FundScore numerics: percentile, components, peer rank, history
  • Overlap & cost analysis — exit-load + STCG figures for any change you choose
  • Goal Builder — multi-goal planning with stress tests
  • Compare Pro — 4 funds, full holdings overlap, factor breakdown
  • Family — unlimited members, joint goals, shared portfolios
  • Stock-level X-ray of every fund you own
  • Elite Lens — research notes, day-1 access
  • Monthly portfolio report (PDF + audio)

Card or UPI · 14-day refund

Why upgrade

What Pro unlocks.

Numerics, not labels

See the FundScore percentile, the three components that built it, the peer rank, and how that rank has moved over the last two years.

Switch analytics

Side-by-side switch math that nets out exit-load and STCG cost, so you can see the trade-offs for yourself. Analytics, not a recommendation.

Stock-level X-ray

Every fund you own decomposed into its underlying stocks. The concentrated bets you never knew you were making.

Family

Unlimited members. Joint goals. Shared portfolios. One subscription covers the household.

Elite Lens

Research notes from the desk, day-1. Monthly portfolio report as PDF + audio. Built for investors who read footnotes.

No commissions, ever

We aren't paid by any AMC. We don't route orders. Your subscription is our entire revenue — incentives stay clean.

FAQ

Things people ask before subscribing.

01Is the free tier really free forever?
Yes. Portfolio tracking, FundScore labels, every calculator and FreedomAge stay free. We add Pro features above this floor; we don't pull features down into it.
02What does the 7-day Pro trial include?
Every Pro feature, with no card on file. At day 7 your account automatically reverts to Free unless you choose to subscribe. Your portfolio data and watchlists stay intact either way.
03How does billing work?
₹1,200 once a year or ₹149 every month, billed securely via Razorpay. Card or UPI both work. Cancel any time from settings — your Pro access continues until the period you paid for ends.
04Monthly or annual — which should I pick?
Annual at ₹1,200 works out to ₹100/month, saving you about ₹588 vs paying ₹149 every month. Pick monthly if you want to try Pro without committing for a year — you can switch to annual any time from settings and we'll prorate the difference.
05Do you take commissions from AMCs?
No. NiveshLens is an analytics service, not a distributor or adviser. We aren't paid by any AMC and we don't route orders. Your subscription is our entire revenue.
06Can I see my numbers before subscribing?
The free tier shows you the qualitative label for every fund and your full portfolio. Pro reveals the underlying percentile, the three components of the FundScore, and the historical rank trend.
07Do you offer refunds?
If you subscribe and decide it isn't for you within 14 days, email support@niveshlens.in and we'll refund the full ₹1,200. After 14 days the annual fee is non-refundable.

Still on the fence?

Start free. Track your portfolio. Try Pro for 7 days without a card — decide once you’ve seen the numerics.

Start free
Pricing · NiveshLens