Portfolio X-ray: see what you actually own, in 60 seconds.
Upload the CAS statement every investor already gets by email, and look straight through your funds — the real stocks underneath, the overlap between them, your concentration, and your true XIRR. Facts, not advice.
Free account · no card · CAS PDF discarded after parsing
This investor owns State Bank of India through 3 of 13 funds.
Two of their flexi cap funds hold largely the same stocks.
13 funds turn out to hold 408 unique stocks once de-duplicated.
Six things the X-ray measures.
The stocks you actually own
Your funds are wrappers. The X-ray looks through all of them and lists every underlying stock with your combined exposure — the same company often hides in three or four of your funds.
Hidden overlap between funds
Two funds with different names can hold largely the same portfolio. We compute pairwise overlap from disclosed holdings, so you can see where you're paying two fees for one strategy.
Concentration & allocation
Your biggest single-stock bet across everything, and how your money splits across equity, debt and market caps — measured, not guessed.
Your true return (XIRR)
Not 'current minus invested' — the annualised return across every dated instalment, per fund and for the whole portfolio.
What each fund costs you
Expense ratios across your holdings, and whether you're in regular plans paying a distributor commission you never chose.
How each fund ranks
Every holding's FundScore — a published-formula percentile within its SEBI category. A description of past performance, never a buy/sell signal.
Three steps, about a minute.
Get your CAS
Request the free detailed statement from CAMS or KFintech — it arrives by email in minutes. How to get it →
Upload it
Create a free account and upload the PDF with its password. Parsing takes seconds; the file is discarded afterwards.
Read your X-ray
Dashboard, KPIs and tracking are free forever. One click starts 7 free days of Pro — no card — for the full stock-level X-ray.
Questions people ask first.
What do I need to run the X-ray?
Just your CAS (Consolidated Account Statement) PDF — the industry-wide statement of every mutual fund you own, issued free by CAMS or KFintech in about two minutes. Upload it and the X-ray builds itself.
Is it really free?
Importing your CAS, portfolio tracking and your dashboard are free forever. The full X-ray (stock-level look-through and overlap analysis) is part of Pro — every account gets 7 days of Pro free with one click, no card. After that it's ₹80/month if you want to keep it.
Is my CAS safe?
The PDF is parsed inside an isolated server function and then discarded — we keep the extracted holdings against your account (protected by row-level security), never the document. Your CAS password is used only to open the file and is never stored.
Is this investment advice?
No. NiveshLens is an analytics platform, not a SEBI-registered investment adviser. The X-ray reports measurable facts about your holdings — what you own, what overlaps, what it costs, what it returned. What you do with those facts is your call.