Analytics, not advice. Rankings and scores describe past performance and are not recommendations.

Retirement Fund

Union Retirement Fund - Direct Plan - Growth Option

Union Mutual Fund · Managed by Pratik Dharmshi; Pratit Vajani

FundScore
Latest NAV
₹17.7600
as of 18 Aug 2026
AUM
Expense ratio
0.98%
as of 30 Jun 2026
Inception
29 Sept 2022
FundScore
68/100steady
Rank #35 of 147 in Retirement Fund · top 32%

A daily percentile of this fund’s past performance within its SEBI category — analytics, not advice, and not a prediction or recommendation.

Trailing returns
Annualised returns to the latest NAV. Refreshed nightly.
1M
1.83%
3M
7.05%
6M
4.10%
1Y
9.36%
3Y CAGR
15.54%
5Y CAGR
Since incep.
17.18%
Fund details
Fund manager
Pratik Dharmshi; Pratit Vajani
Riskometer
Very High Risk
Type
Open Ended
Portfolio turnover
45%
Volatility (3Y)
13.2%
Rating (external)
Investment objective

The investment objective of the Scheme is to generate long term capital gains by investing in a mix of securities comprising of equity, equity related securities and debt instruments as per the asset allocation pattern of the Scheme with a view to provide a retirement investment solution to investors. However, there is no assurance that the Investment Objective of the Scheme will be achieved.

NAV history
Zoom and pan · ranges from 1M to since-inception.
Rolling returns
Every 30-day step. The true distribution, not cherry-picked.
Rank history
Percentile within category over the last 2 years.
FundScore components
Pro-only breakdown of consistency, recency, and volatility scores.

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Pro
Market-cap distribution
Large / mid / small / micro-cap split of this fund's equity holdings, from its latest look-through portfolio. Shown as a share of classified equity.
Large cap52.4%
Mid cap19.8%
Small cap27.8%
Stock holdings
Latest portfolio disclosure for this scheme. Snapshot as of 31 Jul 2026.
ICICI Bank Ltd.
equity
6.15%
HDFC Bank Ltd.
equity
4.99%
Solar Industries India Ltd.
equity
2.32%
Multi Commodity Exchange of India Ltd.
equity
2.31%
Reliance Industries Ltd.
equity
2.27%
S.J.S. Enterprises Ltd.
equity
2.05%
Eternal Ltd.
equity
2.02%
State Bank of India
equity
2.01%
Tata Consumer Products Ltd.
equity
1.91%
NTPC Ltd.
equity
1.90%
Axis Bank Ltd.
equity
1.87%
GE Vernova T&D India Ltd.
equity
1.85%
Navin Fluorine International Ltd.
equity
1.80%
Karur Vysya Bank Ltd.
equity
1.78%
Infosys Ltd.
equity
1.70%
Titan Company Ltd.
equity
1.63%
Bharti Airtel Ltd.
equity
1.60%
Torrent Pharmaceuticals Ltd.
equity
1.51%
Larsen & Toubro Ltd.
equity
1.50%
CarTrade Tech Ltd.
equity
1.49%
Gabriel India Ltd.
equity
1.48%
Ujjivan Small Finance Bank Ltd.
equity
1.47%
The Phoenix Mills Ltd.
equity
1.44%
Kirloskar Oil Engines Ltd.
equity
1.43%
Mphasis Ltd.
equity
1.43%
Azad Engineering Ltd.
equity
1.42%
Acutaas Chemicals Ltd.
equity
1.41%
Nippon Life India Asset Management Ltd.
equity
1.38%
ZF Commercial Vehicle Control Systems India Ltd.
equity
1.38%
Maruti Suzuki India Ltd.
equity
1.36%