Analytics, not advice. Rankings and scores describe past performance and are not recommendations.
Retirement Fund
SBI Retirement Benefit Fund - Conservative Plan - Direct Plan - Growth
SBI Mutual Fund · Managed by Rohit Shimpi; Ardhendu Bhattacharya
45slipping
Latest NAV
₹15.0829
as of 18 Aug 2026
AUM
—
Expense ratio
0.97%
as of 30 Jun 2026
Inception
17 Feb 2021
FundScore
45/100slipping
Rank #60 of 147 in Retirement Fund · top 55%
A daily percentile of this fund’s past performance within its SEBI category — analytics, not advice, and not a prediction or recommendation.
Trailing returns
Annualised returns to the latest NAV. Refreshed nightly.
1M
0.34%
3M
4.04%
6M
2.09%
1Y
3.72%
3Y CAGR
7.29%
5Y CAGR
7.36%
Since incep.
7.70%
Fund details
- Fund manager
- Rohit Shimpi; Ardhendu Bhattacharya
- Riskometer
- Moderately High Risk
- Type
- Open Ended
- Portfolio turnover
- —
- Volatility (3Y)
- 3.4%
- Rating (external)
- —
Investment objective
The investment objective of the scheme is to provide a comprehensive retirement saving solution that serves the variable needs of the investors through long term diversified investments in major asset classes. However, there can be no assurance that the investment objective of the Scheme will be realized.
NAV history
Zoom and pan · ranges from 1M to since-inception.
Rolling returns
Every 30-day step. The true distribution, not cherry-picked.
Rank history
Percentile within category over the last 2 years.
FundScore components
Pro-only breakdown of consistency, recency, and volatility scores.
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Pro
Market-cap distribution
Large / mid / small / micro-cap split of this fund's equity holdings, from its latest look-through portfolio. Shown as a share of classified equity.
Large cap52.6%
Mid cap23.7%
Small cap23.8%
Stock holdings
Latest portfolio disclosure for this scheme. Snapshot as of 31 Jul 2026.
6.94% CGL 2036
debt
17.15%
Bharat Sanchar Nigam Ltd.
debt
7.15%
National Bank for Agriculture and Rural Development
debt
7.10%
Summit Digitel Infrastructure Pvt. Ltd.
debt
5.33%
Torrent Power Ltd.
debt
3.64%
REC Ltd.
debt
3.60%
Tata Power Renewable Energy Ltd. (Guaranteed by Tata Power Ltd.)
debt
3.56%
Knowledge Realty Trust
debt
3.55%
Muthoot Finance Ltd.
debt
3.55%
Cholamandalam Investment & Finance Co. Ltd.
debt
3.54%
Bajaj Finance Ltd.
debt
3.52%
Union Bank of India( AT1 Bond under Basel III )
debt
2.84%
HDFC Bank Ltd.
equity
1.33%
ICICI Bank Ltd.
equity
1.24%
State Bank of India
equity
0.82%
Larsen & Toubro Ltd.
equity
0.80%
Maruti Suzuki India Ltd.
equity
0.73%
Ultratech Cement Ltd.
equity
0.60%
Axis Bank Ltd.
equity
0.56%
Infosys Ltd.
equity
0.55%
Kotak Mahindra Bank Ltd.
equity
0.52%
JSW Cement Ltd.
equity
0.42%
JSW Infrastructure Ltd.
equity
0.42%
Urban Company Ltd.
equity
0.42%
Schaeffler India Ltd.
equity
0.38%
Timken India Ltd.
equity
0.37%
Anthem Biosciences Ltd.
equity
0.37%
Sona Blw Precision Forgings Ltd.
equity
0.37%
Central Depository Services (I) Ltd.
equity
0.36%
Bajaj Finserv Ltd.
equity
0.35%